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Conveniently pay your EMIs, set payment reminders, view your loan details.

Microdrama Series

EMI ka ghapla

Scam ka Kaam Tamam

Before you pay an EMI, make sure you're not paying a scammer.

Duration

2:16 min

Scam Type

Fake Loan Offer

What You'll Learn

Warning signs, common tricks and how to stay safe

About This Episode

In this episode of Scam Ka Kaam Tamam, Chaalbaaz Chintu tries to trick Kishori Lal into making an EMI payment through a QR code after falsely claiming that his EMI due date has changed. By creating panic around penalties, higher interest charges, and being marked as a defaulter, he hopes to pressure Kishori Lal into making an immediate payment. Instead, Kishori Lal chooses to verify the information directly with the finance company and avoids becoming a victim of fraud.

An EMI scam is a type of financial fraud where scammers impersonate lenders, banks, or finance companies and ask borrowers to make EMI payments through unofficial links, QR codes, or bank accounts. These scams are designed to create urgency and confusion so that victims transfer money without verifying the request. As digital transactions become more common, such incidents are contributing to the rise of cyber fraud in India and other forms of cyber scams.

Protecting yourself starts with financial fraud prevention and online scam awareness. Always verify EMI-related communications directly with your lender and avoid making payments through unknown links or QR codes. Understanding how to avoid online scams can help reduce the risk of cyber fraud and online financial losses. If you come across a suspicious payment request, do not engage with it and report cybercrime online through the appropriate authorities. Staying alert is often the best defence against fraud.

Character Intro:

  • Ye hai Chaalbaaz Chintu. Iska pesha hai Scam, aur iski kamai hai aapka paisa
  • Ye hain Kishori Lal. Kirana store k malik.. Digital duniya mein facebook aur whatsapp chala lete hai par jab digital finance ki baat aati hai toh ladkhada jatey hai
  • Aapko saap sidi ka game toh pata he hoga, Dekhte hai Kaun upar jaata hai aur koon phisal jaata hai!

Transcript

Chaalbaaz Chintu:
Kishori Lal ji, Aap toh bade champion nikale. Kitna acha khel rahe h
Kishori Lal:
Arey Chintu Ji bas bas.Itna maska maat lagao. Waise bhi mehenga hai. Dukaan pe bhi aise he bolke udhar leke jaate hai log.
Chaalbaaz Chintu:
Apko toh meri har baat mazak he lagti hai! Khair ek zaruri baat batani thi. Apki EMI ki payment date change hogayi hai!
Kishori Lal:
Arey! Aise kaise change hogayi? Bina bataye aisa koi bhi hisab badalta hai kya! Mere confirmation ke bina kaise change hogayi?
Chaalbaaz Chintu: Arey system hai na. kabhi bhi update ho jaata hai. Aapko dhyyan rakhna chahiye.
Chaalbaaz Chintu:
Dekha dhyan hata toh seedha neeche.
Kishori Lal:
Hein? Yeh kya baat hui! Mein abhi call karta hu company mein!
Chaalbaaz Chintu:
Arey apko meri baat pe bharosa nhi hai? Apki EMI ki date company decide karti hai…..Toh woh change bhi toh kar sakti hain!
Kishori Lal:
Aisi koi policy nahi hai!
Chaalbaaz Chintu: Bilkul hai, aur payment naa karne pe penalty ki bhi policy hai. Sath mein interest badhega aur defaulter list mein naam aayega. Toh samjhdari se iss QR code pe pay kar dijiye.
Kishori Lal:
Beta, mujhe ullu maat banao! Yeh QR code pe payment mein kyu karu? Yeh hisab kuch match nhi ho raha hai CHAALBAAZ Chintu.
Chaalbaaz Chintu: Arey yeh fast track process hai apke jaise customers ke liye.
Kishori Lal:
Dekho bhai. Itni jaldbaazi toh main khud customer se paise lene mein nahi karta jitni tum kar rahe ho! Mein khud company se check karuga, tabhi payment karunga!
Voice Over:
Anjaan QR code per pay karne se EMI ki nahi Scam ki payment hoti hai. 
Finance Company se check karo.. confirm karo.. tabhi koi transaction karo..
Kishori Lal: Chal Bass Kar Chintu!
Voice Over: Kishori Lal ne toh apna hisaab clear rakha, aur aapne? Finance company se bina confirm kiye, kisi anjaan QR code par EMI ka bhugtan na kare. Satark rahein, aur kijiye Scam ka kaam tamam!
Mahindra Finance is committed to a scam-free India.   Stay alert. Stay safe.