At Mahindra Finance, we always take a personal approach to lending, ensuring that our loans provide you with the funds you need, when you need them. Our collateral-free Personal Loans are available exclusively customers and Mahindra Group employees. Whether you’re planning a dream wedding, consolidating debts, or renovating your home, our low-interest loans can help you fulfil your dreams as you’re assured of a first-rate experience, from application to approval. Get a loan that fits your life, not the other way around!
Calculating your EMI has never been easier. Use our Personal Loan EMI Calculator to input your desired amount, interest rate and tenure, and view an instant summary of your EMI repayments. You can also simply adjust the amount and tenure to see how it affects your EMI repayments. Make faster decisions with our Personal Loan EMI Calculator
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Get all the answers to your Personal Loans FAQs with Mahindra Finance
Few hours for our digital loans for customers, and within a day for our employees.
Yes.
You can get your pre-approved personal loan from here for our mature customers. Our current customers can reach out to the nearest branch or click here
The loan amount will be based on the eligibility of the applicant.
36 months for our mature customers, and 18 months for the current customers.
The personal loan can be repaid by E-Nach mandate.
The amount shall be disbursed into the bank account where ECS is set up.
Yes, you can prepay your personal loan at a nominal pre-closure rate.
Our Personal Loan application process is easy and gives you an instant turnaround. The loan application can be made both online and offline which means you can either visit your nearest branch or opt for our quick 4-step online process.
Plan your loan - Choose the loan amount and tenure requirement.
Complete and verify your KYC and personal details.
Set up the auto-debit mandate via debit card or net-banking
e-Sign the agreement and the money shall be disbursed in your bank account.
Mahindra Finance personal loans are available to existing customers with good repayment history and Mahindra Group employees, aged 21-58 that are not in probation/are active in system.
Details needed for matured base: Aadhaar Number, PAN, CKYC, Aadhaar linked mobile number, Bank account number with E-Nach facility
Address Proof-Telephone Bill, Gas Bill, Bank Statement
Other Documents- Salary Slip (3 Months), Bank statement in PDF format (Last 3 months), Cancelled cheque (signature should be the same as signature on PAN Card), Passport size photograph
Disclaimer: MMFSL reserves the right to approve/disapprove the loan after the submission of documents.
Attractive Interest Rates based on your eligibility*
Interest RatesCharged based on your product-specific, document, and stamp fees based on the prevailing rates set by the statutory authority and the location of the contract execution.
Processing Fees
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