| Sr. No. | Nature of Charges | Amount Details |
| 1 | SOA Charges/ Duplicate Statement Issuance Charges | ₹ 250 |
| 2 | Foreclosure Charges/ Foreclosure Working (per statement) | - No foreclosure is allowed within 6 months from the loan agreement date
- 6% of principal outstanding for foreclosure within 24 months after 6th month from the loan agreement date
- 3% of principal outstanding for foreclosure after 24 months from the loan agreement date
|
| 3 | Documentation Charges | As per scheme/Sanction letter |
| 4 | Processing Fee | As per scheme/Sanction letter |
| 5 | Service Charge | As per scheme/Sanction letter |
| 6 | Legal, Repossession & Incidental Charges | - Legal Charges: ₹ 25,000 or actual whichever is higher
- Repossession Charges: ₹ 10,000 or actual whichever is higher
- Notice Charges: ₹ 125
|
| 7 | Stamp Duty | At actual as per applicable state law |
| 8 | Roll over PDC Charges (One Time Charge) | ₹ 500 |
| 9 | Non-PDC Charges (Cash Payment Mode – One Time) | ₹ 1500 |
| 10 | Charges for swapping PDCs of one bank to another/Swapping Charges (From ECS/ PDC) | ₹ 1000 |
| 11 | Payment Collection Charges (Field Visit Charge) | ₹ 200 per transaction |
| 12 | Commercial/ Personal Use NOC (Conversion subject to Credit Approval) | 2% of principal outstanding |
| 13 | Duplicate statement of principal & interest breakup | ₹ 100 per statement |
| 14 | Issue of Duplicate Security Deposit Receipt | ₹ 250 per receipt |
| 15 | Cheque/ACH/NACH/ECS/Direct Debit Bounce Charges | ₹ 500 per returned instrument per instance |
| 16 | Duplicate NOC Charges | ₹ 500 per instance |
| 17 | LPG/ CNG NOC, Any other Special NOC | ₹ 500 per instance |
| 18 | Penal Charges (Late Payment Penalty) | 3% per month on the amount overdue |
| 19 | Assignment Charges (From Both the parties) | 2% of principal outstanding |
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