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Loan Against Property Financing

Whether you require funds for business purposes, our Loan Against Property (LAP) finance is designed to meet your diverse needs. With our LAP loan, you can unlock the value of your property, be it residential or commercial. At Mahindra Finance, we understand the value of your time, that’s why we have simplified our loan assessment methods for loans against a house or loans against a land, ensuring a smooth and efficient process. Our minimal documentation requirements and straightforward eligibility criteria make it convenient for you to access the finances even in an immediate or urgent situation.

Loan Against Property Features and Benefits

Flexible Repayments

Flexible EMI repayments between 12 to 180 months are available with reasonable interest rates.

Customised lending solutions

We fund a wide range of collaterals and at competitive LTVs across customer segments.

Minimal Documentation

Get access to finances when you need with our minimal documentation process and eligibility criteria.

Easy & Quick Disbursal

Wide variety of Loan Assessment methods to accept a wide customer range

Door Step Service

Hassle free document collection & services at your door step by our sales manager

Loan Against Property EMI Calculator

Calculating your Loan Against Property EMI has never been easier. Use our LAP EMI Calculator to input your desired amount, interest rate and tenure, and view an instant summary of your EMI amounts. You can also simply adjust the amount and tenure to see how it affects your EMI repayments. Get funds in your hands faster with our LAP EMI Calculator.

Select Your Loan Type

1L 1Cr
6% 26%
12 60
Total Amount Payable

  • Principal Amount

  • Total Amount

Monthly EMI

Frequently Asked Questions (FAQs)

Get all the answers to your top Loan Against Property FAQs

Can a Salaried Income profile take Loan Against Property?

Yes, Salaried Income profiles are permitted to take Loan Against Property.

What are the advantages of choosing Mahindra Finance for Loan Against Property?

Convenience: Minimal documentation

LTVs: LTVs up to 80% across a wide range of collaterals

Reach: Strong network of branches in rural and semi-urban India

How do I approach Mahindra Finance for a Loan Against Property? 

Apply for your loan online or through any Mahindra Finance branch and receive a call back from a Mahindra Finance executive in your city or town.

How to Apply for a Loan Against Property

Our LAP application process is easy with a quick turnaround. You can register your interest online, talk to a Mahindra Finance representative at your nearby Mahindra Finance Branch. Our quick 4-step online process is described below.

Step 1: Fill in your contact details

Start the process by simply submitting your Name, Number and Pin Code.

Step 2: Get a Call Back

Our executive will contact you for additional details.

Step 3: Document Verification & Approval

Submit the requested documents for eligibility check and verification

Step 4: Successful Disbursal

Once verified and approved, your funds will be sanctioned and disbursed.

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Loan Against Property Eligibility & Documents

KYC Documents (Identity & Residence)

Property Documents

6 Months Bank Statement

Disclaimer: MMFSL reserves the right to approve/disapprove the loan after the submission of documents.

Interest and Charges

Attractive Interest Rates based on your eligibility*

Interest Rates

Charged based on your product-specific, document, and stamp fees based on the prevailing rates set by the statutory authority and the location of the contract execution.


Utilize your property's worth to achieve your dreams through our Loan Against Property financing today!