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Personal Loan Interest and Charges

Interest and Charges

Attractive Interest Rates based on your eligibility*

Interest Rates

Charged based on your product-specific, document, and stamp fees based on the prevailing rates set by the statutory authority and the location of the contract execution.

Processing Fees

Frequently Asked Questions (FAQs)

Get all the answers to your Personal Loans FAQs with Mahindra Finance

How long will it take for me to receive my personal loan?

Few hours for our digital loans for customers, and within a day for our employees.

Do I need a bank account in order to receive my personal loan?


Where can I get a personal loan from?

You can get your pre-approved personal loan from here for our mature customers. Our current customers can reach out to the nearest branch or click here

What is the minimum and maximum amount that can be issued as a personal loan?

The loan amount will be based on the eligibility of the applicant.

What is the maximum loan repayment period possible?

36 months for our mature customers, and 18 months for the current customers.

How can I repay a personal loan?

The personal loan can be repaid by E-Nach mandate.

How will the personal loan amount be given to me?

The amount shall be disbursed into the bank account where ECS is set up.

Can I prepay my personal loan?

Yes, you can prepay your personal loan at a nominal pre-closure rate.

Get financial support for any milestone or emergency in your life! Apply for a Mahindra Finance Personal Loan now.