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Microdrama Series

Free fund mei refund

Scam ka Kaam Tamam

The promise of a refund can sometimes come with a hidden cost.

Duration

2:13 min

Scam Type

Fake Loan Offer

What You'll Learn

Warning signs, common tricks and how to stay safe

About This Episode

In this episode of Scam Ka Kaam Tamam, Salary Sharma is planning to close his loan early after receiving a bonus. Sensing an opportunity, Chaalbaaz Chintu approaches him with a special foreclosure offer that supposedly includes a discount for immediate payment. The deal sounds tempting, but when Sharma notices that the payment link leads to an unofficial platform, he stops to verify the request before taking any action.

A loan foreclosure scam is a fraud where scammers target existing borrowers by pretending to offer special benefits, discounts, or fast-track loan closure options. They often pose as representatives of a lender and pressure customers into making payments through unauthorised links, bank accounts, or payment gateways. The goal is to steal money by exploiting the borrower’s desire to save on interest or close their loan early.

A foreclosure scam typically relies on urgency, attractive offers, and unofficial payment channels. Fraudsters may claim that a limited-time foreclosure discount is available only if payment is made immediately. Before making any foreclosure-related payment, always verify the offer directly with your lender through official customer support, the official website, or the authorised mobile app. Whether you’re paying an EMI or closing a loan, using verified payment channels is one of the simplest ways to stay protected from financial fraud.

Character Intro




  • Ye hai Chaalbaaz Chintu. Iska pesha hai Scam, aur iski kamai hai aapka paisa.
  • Aur ye hain Salary Sharma. Accounts ke expert, aur savings ke self-appointed auditor.

Aaj Chaalbaaz Chintu aur Salary Sharma, dono milke carrom khel rahe hai. Par Chintu ki nazar Sharma ji ke paise jeetne mein hai.

Transcript

Chaalbaaz Chintu:
Wah Sharma ji Wah, kya aim kiya hai apne, ek dum perfect!
Sharma:
Arey Chintu Ji, humara ek he usool hai. Game ho ya paisa, entry galat nhi honi chahiye
Chaalbaaz Chintu:
Bilkul bilkul. Game badi jaldi close kar denge aap!
Sharma:
Game bhi aur apna loan bhi. Company se bonus mila hai!
Chaalbaaz Chintu:
Phir toh mere paas aapke liye ek fayde ki deal hai. Humari company ne aap jaise top customers ke liye Special Foreclosure Bonanza nikala hai.
Sharma:
Kya baat hai! Par mujhe koi official message toh nahi aaya.
Itni badi cheez aur mujhe notification tekh nhi. Aur foreclosure pe penalty hoti hai na
Chaalbaaz Chintu:
Ye penalty wenalty toh unko lagti hai jo payment dhang se nahi karte. Aapki payment ka record solid hai, aapko company ne seedha 7% ka discount diya hai.
Sharma:
Foreclosure pe discount milta hai? Yeh kaunse finance syllabus mein likha hai?
Chaalbaaz Chintu:
Arre mil raha hai toh le lo! Itni kaha sooch rahe ho. Abhi turant payment kar do.
Sharma:
Hmmm… Kaise karun payment?
Chaalbaaz Chintu:
Link bhej diya phone pe. Chahe toh email bhi kar dunga. Bas… abhi ke abhi pay kar do. Discount udh jayega!
VO:
“Foreclosure ho ya koi bhi payment, unknown link se kabhi maat karo! 
Pehle verify karo aur fir he payment karo.”
Sharma
Chintu: tumhare iss discount ke chakkar mein mere account se paise discount ho jayenge. Ye tumhara link official payment gateway ki jagah kahin aur le ja raha hai. Tumhara yeh straight short, rebound ban gaya, ab yeh shot toh miss hogaya!
Sharma: Chal Bass Kar Chintu!


VO: Sharma ji ki tarah apna audit khud kijiye. Foreclosure ho ya regular EMI, payment hamesha official app ya website se hi karein. Satark rahein, aur kijiye—Scam ka kaam Tamam!


Mahindra Finance is committed to a scam-free India.   Stay alert. Stay safe.