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Microdrama Series

Loan Pakka Hai

Scam ka Kaam Tamam

A guaranteed loan and an upfront fee are often a dangerous combination.

Duration

2:31 min

Scam Type

Fake Loan Offer

What You'll Learn

Warning signs, common tricks and how to stay safe

About This Episode

In this episode of Scam Ka Kaam Tamam, Chaalbaaz Chintu approaches Offer Omi with what seems like an irresistible deal, a special discount on his EMI if he makes an early payment through a link. Excited by the prospect of saving money, Omi initially shows interest. However, when he notices that the payment link and company details don’t match, he starts asking questions and quickly uncovers the scam.

An EMI discount scam is a fraud where scammers lure borrowers with promises of EMI discounts, cashback offers, or exclusive repayment benefits. These fraudsters often pose as representatives of banks or finance companies and create a sense of urgency to convince customers to make payments through unofficial channels. In reality, the promised discount does not exist, and the payment goes directly to the scammer.

Many cases of loan EMI fraud begin with a fake EMI offer that appears attractive enough to lower a person’s guard. Scammers know that borrowers are always looking for ways to reduce repayment costs, making these offers seem believable. Before acting on any EMI-related offer, always verify it through the lender’s official website, app, or customer care channels. A genuine discount will always be communicated through authorised channels, not through random links, messages, or calls. Staying cautious can help you avoid financial fraud and keep your hard-earned money safe

Character Intro:

Ye hai Chaalbaaz Chintu. Iska pesha hai Scam, aur iski kamai hai aapka paisa
ye hain Offer Omi. Jahan offer… wahan Omi. Discount offer dikhe nahi ki dimaag calculator ban jaata hai par “galat deal” ho toh wo siren bhi banta hai / siren bhi bajata hai


Game Intro:

Ek taraf chaalbaz Chintu, dusri taraf offer Pehchaan ne ka tajurba. Aaj dekhte hai kiski chaal bhari padti hai

Transcript

Deepak:
Aap cards kaafi smooth shuffle karte ho…
Chef log bhi itna smooth toss nahi karte
Chaalbaaz Chintu: Practice hai..game samajh jao toh jeetna easy ho jata hai… waise aajkal kya chal raha hai?
Deepak: Idea paka raha hoon… food business ka. Taste strong hai par budget halka hai
Chaalbaaz Chintu: Areyy wahhh…kaafi badiya business idea hai, isme margins bhi ache hotey hai
Deepak: Haa plan ready hai …bass thode funds ka tadka chahiye
Chaalbaaz Chintu: Kitneki ki zaroorat hai?
Deepak: 5 lakh
Chaalbaaz Chintu:
Deepak ji, aap ek dum sahi jaga pe aaye ho. Main aapko abhi loan dila deta hu kamm interest rate pe aur vo bhi fatafat. Aapka loan application process abhi start kar dete hai.
Deepak: Itna Jaldi? Itne jaldi toh Daal me tadka bhi nahi lagta ..Thoda process samjaoge, kyunki main game thoda dekh ke khelta hun
Chintu: Main sab manage kar dunga..CIBIL, documents… full setting hain….
Aapka loan almost done samjho
Deepak:
“Almost” matlab… abhi gas pe pak raha hai kya ?
Chintu:
Bas cooker ki seeti lagne wali hai - ek step bacha hai - ₹10,000 processing fee
Abhi is number pe pay karo, Documents bhejo, Shaam tak paisa account mein
Deepak:
Yahan patte pe patta chal raha hai par aap bluff khel rahe ho!
Deepak: Ek cheez batao…ye jo fee hai.. ye aapko jati hai ya company ko?
Chaalbaaz Chintu:
System mae jaati hai, main bass apki help kar raha hoon
Deepak:
Accha…System ka naam? Official website? Receipt kahan milegi?
VO: “Processing fee ke naam pe advance payment?
Loan nahi… scam pakka hai.”
Deepak:
Patte pe patta tabhi lagta hai jab haath mein asli card ho varna tumhare haath sirf dhoka lagega. Abhi mein loan company se call karke confirm karta hoon ke processing fees officially kaha aur Kaisie bhari jaati hai.
Deepak: Chal Bass Kar Chintu!
VO: Deepak ne toh scammer ka bluff pakad liya. Yaad rakhiye, koi bhi finance company loan dene se pehle aapse advance processing fee nahi maangti. Satark rahein, aur kijiye – Scam ka kaam tamam!
Mahindra Finance is committed to a scam-free India.   Stay alert. Stay safe.