These are typically covered in health Insurance:
Hospitalisation expenses
Covers serious injuries that need overnight stays.
Organ donor expenses
Covers up to a set amount for organ transplants.
Pre-existing diseases
Plans that cover after a 2 to 4-year waiting period.
Pre- and post-hospitalisation
Plans that cover for a specific number of days.
Ambulance charges
Covers up to a certain limit for hospital transportation.
Room rent
Plans that cover up to a set sub-limit.
Health check-ups
Top plans that include annual check-ups.
Maternity and newborn expenses
Plans that cover delivery costs, and in some cases even pre- and post-natal care is included.
Daycare treatments
Covers treatments that require less than 24 hours.
Home treatment
Covers doctor-prescribed home care in case hospitalization isn't easily available.
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