login-icon
mahindra-finance-logo
login-icon
  • English
  • Hindi
  • Bengali
  • Marathi
  • Telugu
  • Tamil
  • Gujarati
  • Kannada
  • Odia
  • Malayalam
  • Punjabi

Download App

Download App

Conveniently pay your EMIs, set payment reminders, view your loan details.

Microdrama Series

EMI Pe Discount

Scam ka Kaam Tamam

If an EMI discount sounds too good to be true, it probably is.

Duration

2:40 min

Scam Type

Fake Loan Offer

What You'll Learn

Warning signs, common tricks and how to stay safe

About This Episode

In this episode of Scam Ka Kaam Tamam, Dream Loan Deepak is looking for funds to start his business when Chaalbaaz Chintu promises him a quick loan at a low interest rate with minimal paperwork. Everything seems smooth until Chintu asks for an upfront processing fee to “guarantee” approval. Instead of rushing into the payment, Deepak asks a few important questions and realizes that the promised loan may not be genuine.

A loan approval scam is a type of fraud where scammers promise guaranteed loans, instant approvals, or attractive loan terms in exchange for advance payments. These fraudsters often target people who urgently need funds and use fake promises to gain their trust. Once the payment is made, the loan never arrives, and the scammer disappears.

This tactic is commonly seen in loan fraud in India and various online loan scams in India. Many victims fall prey to an instant loan scam because the offer appears fast, convenient, and hassle-free. An India loan scam often begins with promises that sound too good to be true, such as guaranteed approval regardless of income, credit history, or documentation. Before applying for any loan, always verify the lender through official channels and never pay fees to individuals claiming they can secure guaranteed approval. A genuine lender follows a transparent process and clearly communicates all charges through authorised platforms.

Character Intro



Ye hai Chaalbaaz Chintu. Iska pesha hai Scam, aur iski kamai hai aapka paisa
- Ye hain Dream Loan Deepak. Pehli baar business shuru karne nikle hai. Bade sapne – choti savings – aur Zero funding. Bas wahi missing masale ke liye sasta superfast loan chahiye.

Toh chalo dekhte hain… iss patte pe patta k khel mein kaun baazi marta hai!

Transcript

Omi: Dekha Chintu, kaise yeh shortcut ne mujhe itna upar pocha diya!
Chaalbaaz Chintu: Wah Omi Ji, shortcut lena koi aap se seekhe.
Omi: Itne saal ka jo experience hai.
Chaalbaaz Chintu: Waise humari company mein ek naya discount aaya hai. EMI pe. Apne toh suna hi hoga?
Omi:
Discount? Woh bhi EMI pe? Finance kam fiction zyada lag raha hai - koi naya chapter hai kya?
Chaalbaaz Chintu: Kya Omi ji, itni badhiya discount scheme apko nhi pata? Mein nhi manta.
Omi: Arey Chintu…Discount ho aur main na lun…ye ho he nahi sakta. Pehle batao toh sahi iss discount ka raaz
Chaalbaaz Chintu Humari company ki special scheme hai – EMI jaldi bharo aur 12% discount pao..
Omi: Accha 12% discount? Kaise milega mujhe yeh discount? 

Chaalbaaz Chintu:
Due date se pehle EMI payment karne walo ko humari company discount deti hai!
Omi:
Ye offer toh badhiya hai.
Chaalbaaz Chintu:
Par Omi ji ye offer aaj hi tak hai, toh jaldi karni hogi payment aapko
Omi:
Baara percent toh…matlab acha khasa discount! Payment kaise karu batao.
Chaalbaaz Chintu:
Is link par click kare aur payment kijiye. Aur suno, ye sabke liye nahi hai, toh ghar mein kisi ko bataiyega nahi.
Omi: Yaha toh company ka naam kuch aur aa raha hai.
Link alag… naam alag…yeh discount hai ya hide and seek?
Voice Over:
 “Saanp seedhi ke khel mein yahi saanp hai! Koi bhi Finance Company bina bataye ya unkown link ya agent ke through EMI pe discount nahi deti.
Omi:
Bete Chintu, iss unknown link ke saanp mujhe nahi dara sakta. 
Jab deal samajhne se pehle payment karna pade…toh deal nahi, scam hota hai.
Omi: Chal Bass Kar Chintu!
Voice over: Too Good to be True offers ko pehchanna seekhiye. Koi bhi Finance company aise offers nahi deti aur unknown link par EMI payment kabhi nahi leti. Satark rahein, aur kijiye Scam ka kaam tamam!
Mahindra Finance is committed to a scam-free India.   Stay alert. Stay safe.