Personal Loan Fees and Charges

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Schedule of Fees and Charges for Personal Loan

Sr. No.	Nature of Charges	Charges
1	SOA Charges/ Duplicate statement issuance charges	Rs.250
2	Pre-Closure Charges / Pre closure working (per statement)	As per Scheme / Sanction letter
3	Part-payment charges (system to be built)	As per Scheme / Sanction letter
4	Documentation charges	As per Scheme / Sanction letter
5	Processing Fee	As per scheme / Sanction letter
6	Stamping Charges incl GST	Rs. 50 /-
7	Legal, Repossession & Incidental charges	Legal charges-Rs. 25,000 or actual whichever is higher + Tax Notice charges – Rs.125 + Tax
8	Stamp Duty	At actual as per applicable state law
9	Payment Collection Charges (FVC)	Rs.200 Per Transaction + Tax
10	Duplicate statement for principal & interest breakup in addition to repayment schedule	Rs.100/- per statement + Tax
11	Cheque/ACH/NACH/ECS/Direct Debit Bounce Charges	Rs.450 + tax per returned instrument per instance
12	Penal Charges (Late payment penalty)	3% per month of unpaid EMI amount charged on per day basis + Tax

Fees and Charges are exclusive of GST which shall be additionally chargeable as applicable.