- Non-disclosure of pre-existing medical conditions – If the customer is suffering from any pre-existing disease at the time of taking MLS cover & if it is proved from the documents submitted for claims processing or through investigation report then the claim will be rejected by the Insurance Company
- Suicide Clause – Any claim arising under this policy, as a result of a member committing suicide within one year of commencement of his /her cover, will be disallowed. Suicide is covered after one year.
- No Claim / Fraud Claims – like Age discrepancy (age above product limit), Fake death certificate etc
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