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Conveniently pay your EMIs, set payment reminders, view your loan details.

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Financial Inclusion Network and Operations (FINO)

The Financial Inclusion Network and Operations (FINO) is a company that collects and manages cash. Customers of Mahindra Finance can pay their loan EMIs at any FINO branch near them, thanks to their large network.

FINO Feature & Benefits

Safe and secure

Easy access to make payments

Search nearby branch as per your location

Steps to make payment

Step 1

Mahindra customer visits FINO merchant point with Loan Contract Number to make Loan payment.

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Step 2

FINO Merchant enters the contract number provided by the customer and verifies the details.

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Step 3

Customer handovers the cash to FINO merchant.

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Step 4

The customer receives an OTP message with the account details and on verification of the details, the customer shares the OTP with the FINO Merchant for authentication.

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Step 5

Upon successful transaction, the customer receives a confirmation message with a transaction ID which can be verified with the nearest Mahindra Finance bank, if required.

Click Here To Find Nearest FINO Branch

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Frequently Asked Questions

Find the information you need quickly and easily with our comprehensive list of frequently asked questions.

How can I find the nearest Fino cash points?

1. Fino has a functionality which will enable your customers or agents to locate the nearest Fino merchant within their pin code through SMS or can access the link.

2. Online Utility:https://finoemi.latlong.in/

3. Offline/SMS Utility:The process for messaging through SMS is as follows:

a) SMS “finoemi ” to 90088900883b.

b) Senders will receive available merchants names and mobile numbers via SMS for that pincode.

c) The sender (customer) can call the merchant to determine the exact location and can visit any of the merchants to deposit the EMI.

d) Note : it is advised to call merchant before visiting the merchant point.

What is the minimum and maximum amount accepted at Fino Cash points?

What details must payer provide at Fino banking point?

How will I get OTP?

How will I know if cash is successfully deposited?

What denominations are accepted at the Fino point?

Can payer get confirmation of the payment?

What is the process for deposition?

When can I get the confirmation of payment made at Fino point?

Best Practices For Making Payments

Do’s-

  • Download the official ‘Mahindra Finance’ App from Play Store/App Store
  • Always pay your EMIs through the mentioned Digital/Physical payment modes
  • Ensure that you get a receipt/e-receipt post making your EMI payment
  • Connect with us on our Toll Free Number – 1800-233-1234 in case if you need any clarification

Don’ts-

  • Do not download the App by clicking on a link sent by any individual or unknown entity to you.
  • Make payments only to the Mahindra Finance account and not to any individual/employee account.
  • Do not share your personal details like Pan Card Number, Aadhar Number, KYC/Loan details with anyone other than Company’s authorized personnel.

Make convenient payments through any FINO branch near you with Mahindra Finance!