Home Loan - Features & Benefits

Home Loan - Eligibility & Documents

MRHFL will consider the applicant/co-applicant’s:

  • Income
  • Age
  • Employment stability
  • Regularity and consistency of income
  • Savings
  • Family background
  • Assets and liabilities
  • Other factors that are likely to affect home loan repayment

Documents Required

Disclaimer: MMFSL reserves the right to approve/disapprove the loan after the submission of documents.

Home Loan FAQs

Independent houses and flats/apartments of a permanent nature having a valid title are applicable. They need to have building approvals from civic authorities and also house properties which may be under construction or completed and ready to occupy.
The security required for a loan would be an equitable or simple registered mortgage of the house being financed. The type of mortgage to be created will depend on the documents of title (ownership) being submitted/made available. After a preliminary examination of the papers submitted by an applicant, our legal officers will advise the type of mortgage that would be required.
Fixed for all customers other than salaried semi-urban class customers:
The rates will be fixed during the tenure of the loan and applicable as prevalent on the date of 1st disbursement, subject to revision every 3 years depending on the money market conditions.
Variable for salaried semi-urban and urban class customers:
The rates will fluctuate as per the money market conditions and will be notified from time to time.
Based on your repayment capacity, the loan can be repaid in monthly, quarterly or half-yearly equated installments by way of EMI/EQI/EHI comprising of principal and interest.
Repayment of the loan can be made by cash/cheque/demand draft at any of MRHFLs offices. Repayment can also be made at collection centres approved by MRHFL.
The loan can be paid ahead of schedule and MRHFL will not levy early redemption charges.
loan process
1 <p>Apply</p>


2 <p>Select your <br /> product</p>

Select your

3 <p>Get <br /> approved</p>


4 <p>Get your loan <br /> sanctioned &amp; <br /> disbursed</p>

Get your loan
sanctioned &

Simple loan



Apply now

Avail of a home loan from Mahindra Finance and fulfil your dream

Mahindra Finance offers flexible home loans even for minimum requirements. Just fill out our online paperless application form, and you can get your housing loan disbursed at the earliest!

Whether you are purchasing, renovating, or constructing a house, check out the key benefits of our Home Loan offerings:

  • Smaller EMIs to ease your monthly burden  
  • Flexible and variable interest rates
  • Transparent dealings  
  • Customised plans - Add another earning member (spouse or family) to get a larger loan amount
  • Before you apply, you can check your eligibility criteria on our online portal. Once you have matched the eligibility criteria, follow the four steps mentioned below and easily secure your home loan.

    Step 1. Visit the Mahindra Finance website and apply for a home loan as per your requirement.

    Once you have submitted your application, our executive will call you to complete the application form with a few documents.

    Step 2. Choose your product type wisely or get help from our team of qualified professionals.

    Our team will review the legal formalities of the property to be purchased, analyse and quantify it based on the loan requirement.

    Step 3. Our team will contact you and approve your loan based on your eligibility and KYC.

    You will then receive a sanction letter from the concerned branch office.

    Step 4. You get a confirmation of the loan approval.

    Your loan is disbursed, and you are all set to own your dream home!

    Home Loan Mblogs

    Home loan Customer Speak

    Get in Touch

    Mahindra & Mahindra Financial Services Limited
    4th Floor, Mahindra Towers,
    Dr. G.M. Bhosale Marg,
    P.K. Kurne Chowk, Worli,
    Mumbai 400 018.

    emailEmail: [email protected]

    callToll free number: 1800 233 1234 (Mon–Sun, 8am to 10pm)

    (Except National Holidays)

    whatsappWhatsApp number: 7066331234

    Click here to locate the nearest Mahindra Finance branch around you

    Calculate Your EMI

    • Diverse loan offerings
    • Less documenation
    • Quick processing
    Loan Amount
    Tenure In Months
    Rate of Interest %
    Principal: 75 %
    Interest Payable: 25 %

    For illustration purpose only

    Total Amount Payable


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