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4. What is not covered in health insurance?

mahindra-finance-author

by Mahindra Finance

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January 6, 2025

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1 mins read

Following are not covered in health Insurance:

Self-inflicted injuries
Plans that exclude injuries caused intentionally by the insured.

Dental treatment
Plans that do not cover preventive or cosmetic dental care.

Substance abuse
Plans that don’t include treatment for drug/alcohol or any other intoxicant abuse.

Infertility
Plans that do not cover treatment for infertility.

Cosmetic surgery
Plans that do not cover costs for cosmetic procedures.

Dangerous sports
Plans that exclude injuries from risky sports.

HIV/AIDS
Plans that do not cover treatment costs for HIV/AIDS.

Nuclear weapons
Plans that do not cover costs from nuclear weapon injuries.

Experimental treatments
Plans only cover the standard allopathic and AYUSH treatments.

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