24. What are the Motor Insurance Policy Add‑ons?

Zero Depreciation
It is also referred as nil depreciation cover or bumper to bumper policy. It offers full claim on the value of parts replaced due to accident without any deduction for depreciation.

Engine Protection Cover
It will cover the consequential damage to the internal parts of the engine arising out of water ingression or out of leakage of lubricating oil due to an accident.

Roadside Assistance
The roadside assistance add-on provides assistance in case the vehicle breaks down in transit. The add-on provides the necessary assistance, be it repairs like battery breakdown, minor repairs, flat tyre, towing the vehicle to a service station, and others.

Consumable Cover
Components that are used in a vehicle such as nuts and bolts, screen washers, engine oil, etc. are collectively referred to as consumables. The insurance company does not bear the cost of these components at the time of a claim, with this add-on cover customer will receive coverage for consumables.

Return to Invoice Cove
In case of a Total Loss / Constructive Total Loss or Theft it covers the gap between the Insured Declared Value and the Invoice Value for purchasing a new vehicle of same make & model along with the registration and other applicable taxes.

Tyre Protect Cover
This cover provides financial protection for repair or replacement of the tyres. In case of any accidental damage, cuts or loss to the tyres.