Motor insurance can be classified into the following categories based on the type of vehicle and its usage. The terms & conditions and premium may vary accordingly.
Private Car Insurance Policy
This is a type of motor insurance policy that covers a car used for private or personal use. The policy provides financial coverage against fire, theft, natural calamities, accident, riots, etc. and also covers personal accident & Third-party liability.
Two-Wheeler Insurance Policy
This insurance policy covers two-wheelers like a scooter, bike and other two wheelers. The policy provides financial coverage against fire, theft, natural calamities, accident, riots, etc. and also covers personal accident & Third-party liability.
Commercial Vehicle Insurance
The Commercial Vehicle Insurance is coverage for vehicles that are used for commercial purposes and not for private or personal use. This includes but is not limited to trucks, buses, heavy commercial vehicles, light commercial vehicles, multi-utility vehicles, agricultural vehicles, taxis, ambulances and auto-rickshaws. The policy provides financial coverage against fire, theft, natural calamities, accident, riots, etc. and also covers personal accident & Third-party liability.
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