The guidelines to calculate premature withdrawal of Fixed Deposit are:
- To maximize your interest earnings, keep your deposit until maturity. Withdrawing between 6 months and 1 year incurs a 3% penalty on the interest rate.
- Withdrawals made after 1 year but before the maturity date incurs a 2% penalty on the rate of interest.
- Funds cannot be withdrawn during the initial 3 months of the deposit term.
- Withdrawals made between 3 and 6 months will not receive any interest.
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