33. How to claim in case of third party property damage?

Claim Process for Third Party Claim

1. The procedure of claiming third party insurance starts with registering an FIR in a nearby police station followed by collection of charge sheet.
2. After that Motor Accident Claims Tribunal, a special court, registers a case, one can register a claim for injury, death or property damage, with the tribunal with jurisdiction over the area where the insured or defendant resides. However there is no limit for claiming on liability for injury or death, on can avail the cover for third-party property damage up to Rs. 7.5 Lakh
3. On receipt of legal notice to insured asking for a claim, do not communicate with the party before informing insurance company. Also remember not to make any financial commitments out of court settlement before speaking to insurer first.
4. Submit a copy of the notice with insurance company
5. Customer has to submit copies of RC book of the vehicle, Driving License, and the FIR.
6. The insurance company will verify the documents and assess the accident and if found satisfactory, customer will get a lawyer appointed by them
7. If court directs insured to pay the damages to the third party thereafter, the insurance company will directly pay the dues to the third party