- Non-disclosure of pre-existing medical conditions – If the customer is suffering from any pre-existing disease at the time of taking MAS cover & if it is proved from the documents submitted for claims processing or through investigation report then the claim will be rejected by the Insurance Company
- Permanent exclusion clause - like Alcoholism & drug abuse, Maternity related, suicide
- Hospitalization in blacklisted hospital
- Fraudulent claims
- Less than 24 hrs hospitalsation