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13. What will Health Insurance policy not cover?

mahindra-finance-author

by Mahindra Finance

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January 6, 2025

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1 mins read

A general list of exclusions from a health insurance policy is as follows:

Infertility

  • Injuries/illnesses that result from illegal activities
  • Injuries suffered as a result of engaging in adventure sports

Addiction treatments

  • Dental treatments (unless the dental injury results from an accident)
  • Genetic disease/Congenital conditions

Cosmetic treatments

  • Treatment for self-harm

Alternative therapies

  • Some health insurers may provide coverage for the above exclusions basis their plans and additional benefits (riders) as the list varies from insurer to insurer.

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