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Mahindra & Mahindra Financial Services Limited (Mahindra Finance) has come a long way since its humble beginnings in 1991. From our very first steps as a captive finance company for Mahindra & Mahindra, we have grown and evolved to meet the diverse needs of our cherished customers. Today, we stand tall as a leading non-banking financial company (NBFC) in India, 11 million customers+ by our side.
Our legacy is deeply rooted in promoting financial inclusion and making a positive impact in the lives of people across rural and semi-urban India. We believe that everyone deserves access to financial solutions, even those who may not have easy access to traditional banking services. That’s why we traversed beyond the realms of vehicle financing into insurance broking, housing finance, personal loans, small and medium enterprise financing, and mutual fund investments.
Our commitment to you, our valued customers, remains unwavering. We are dedicated to crafting financial products that not only meet your needs but also support and uplift the economic fabric of our great nation.
At Mahindra Finance, we have always believed that our strength lies in our close connection to the people and communities we serve. For us, success is measured by impact—helping a farmer invest in their field, empowering an auto-rickshaw driver to own their vehicle, or supporting a small shop owner expand their business. These individuals are the foundation of our nation’s progress, and we’re honoured to play a role in their journey. Our commitment to inclusivity drives us to innovate constantly, crafting solutions that are not just relevant but transformative for rural and urban communities alike. By prioritizing the unique needs of our customers, we’re dedicated to building a brighter, more equitable future for everyone.
Lives Transformed
Customers in Villages Served
AUM as on 31st March 2024
Offices Across India
Mahindra Finance’s remarkable success story is rooted in bridging the divide between organised banks and unorganised financiers (money lenders). We achieved this by implementing a socially inclusive business model called ‘Earn & Pay’. The business model focuses on revenue and operating surplus generated from assets, primarily vehicles wherein we analyse our customers’ potential cash flow to determine lending viability. Our business philosophy reflects our ongoing commitment to social and economic progress and as a result, we have become financial partners across more than 3.8 lakh villages in India.
Sanjay Khanna shares how Mahindra Finance’s trust and timely equipment loan helped him increase his business turnover by 35%.
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