A general list of exclusions from a health insurance policy is as follows:
Infertility
- Injuries/illnesses that result from illegal activities
- Injuries suffered as a result of engaging in adventure sports
Addiction treatments
- Dental treatments (unless the dental injury results from an accident)
- Genetic disease/Congenital conditions
Cosmetic treatments
- Treatment for self-harm
Alternative therapies
- Some health insurers may provide coverage for the above exclusions basis their plans and additional benefits (riders) as the list varies from insurer to insurer.
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