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महिंद्रा फाइनेंस में, हम ग्राहकों को सिर्फ बेहतरीन उत्पाद और सेवायें उपलब्ध कराने में विश्वास नहीं करते हैं। आपको नवीनतम समाचार से अवगत कराना और उद्योग के चारों ओर के रुझानों की जानकारी देना भी इसमें शामिल है। 'नॉलेज बैंक' आपको न केवल वित्त बल्कि तकनीक और आगामी प्रवृत्तियों जैसे विभिन्न विषयों पर जानकारी और विवरण उपलब्ध करायेगा। इस जानकारी के ज़रिये आप ग्रामीण और अर्ध-शहरी बाजारों में हो रहे बदलाव और नये नये परिवर्तनों से अवगत रहेंगे। मूलतः ये खंड ज्ञान का भंडार है जो उन सभी क्षेत्रों की नवीनतम घटनाओं से आपको परीचित रखेगा जो आपके लिये महत्वपूर्ण हैं। नीचे, आपको लेख, समाचार, आँकड़े, विश्लेषक रिपोर्ट और या वित्त व अन्य विषयों से संबंधित बुनियादी जानकारी मिल जाएगी। हमें यकीन है कि जो जानकारी आपको यहाँ मिलेगी उससे आपको उद्योग के विषय में अधिक जानने में मदद मिलेगी।


Banks prepared to help drought-affected farmers

The government said banks are fully prepared to help farmers in mitigating the impact of drought in some areas, including re-scheduling of loans. Finance Minister said agriculture credit is likely to cross Rs 6 lakh crore this fiscal against the target of Rs 5.75 lakh crore. Besides, he said, 11.5 crore Kisan Credit Cards (KCC), which are debit cards, will be changed into debit-cum-ATM cards for the benefit of farmers. The short-term loans to farmers are being re-scheduled as medium-term loans and banks would be giving them new loans for replanting an alternative crop, he said. Credit will be provided for fodder and maintaining cattle," he added. Chidambaram said banks have provided with taluk-wise numbers for Karnataka, A P, Maharashtra, Gujarat and some other parts of the country.

Union Bank slashes interest rate on agriculture loans upto 175 bps

As one of the measures to boost credit flow to agriculture, Union Bank of India has reduced interest rates for various categories under agriculture up to 175 bps. Now, crop loans, investment credit and loans for allied activities up to Rs 50,000 will be available at base rate only. For the benefit of farmers, Union Bank is extending credit under crop loan up to double the scale of finance fixed by DLTC (District Level Technical Committee). It also offers 3% interest subvention upfront to the farmers for their repayment of dues in time for both pre harvest & post harvest finance (for loans up to 3 lacs). Union Bank has already launched a new scheme named `Project Hariyali` to provide additional touch points and facilitate the branches to reach out to the farmers with the help of business facilitators.

Nabard grants Rs 692 cr for TN rural infra development

The National Bank for Agriculture and Rural Development has sanctioned Rs 691.60 crore to Tamil Nadu under the Rural Infrastructure Development Fund for the current financial year. The fund is used for creating infrastructure facilities including warehouses and cold storages, dug out ponds, fish landing centres, irrigation facilities and roads for rural connectivity.



38 million rural Indians use internet

The usage of internet is huge in urban India but rural India is also developing at a fast pace on the information track. According to a report on 'Internet in Rural India' published by the Internet and Mobile Association of India (IAMAI) and IMRB, rural India houses about 38 million claimed internet users and 31 million active internet users, reports Shelley Singh of ET Bureau. In rural India, the penetration of claimed internet users rose to 4.6 percent in 2012 compared to 2.6 percent in 2010. Alternatively, the penetration of active internet users rose to 3.7 percent in 2012 compared to 2.13 percent in 2010. As the rate of internet users is gaining popularity across rural India, it is estimated that the number of claimed internet users are likely to increase to 45 million by December this year, said the report. In such a condition, the government's aim is to provide broadband connectivity to nearly 250,000 villages, which will get an ultimate thrust. The report also added that the usage of mobile phone is a significant tool that brings internet access to rural India's doorstep.

Web-based fertiliser recommendation system developed

The Indian Institute of Soil Science has developed a web-based system for advising farmers the right quantity of fertilisers that they should use in their soils for a particular type of crop. The software takes into account the soil type in different districts of the country and available nutrient in the soil, the crop and cropping season in calculating the nutrient requirement and in some cases, even different available varieties of main crops. Finally, the system converts the nutrient data into the quantities of main fertilisers i.e. urea, MOP and SSP that are required to be used by the farmer. This system is presently available district wise for these 11 states: Andhra Pradesh, Bihar, Chhattisgarh, Haryana, Himachal Pradesh, Karnataka, Maharashtra, Orissa, Punjab, Tamil Nadu and West Bengal.

Simple technology for rural masses

Karnataka government is all set to introduce a simplified internet access system which can be used even by illiterate rural masses to get essential information such as market prices and weather data."D-RAX (Data Rural Application Exchange) system", the first of its kind in the country, will be launched on a pilot basis in two zilla panchayats in Shimoga and Ramanagara districts. Through this system, the rural as well as the general public just by pressing a button of a control system like TV monitor can hear messages transmitted through the system on weather, market prices, market situation, health tips or any other essential information. The villagers can use internet adopting local language for getting connected and browse any information required easily.



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