Mahindra Rural Housing Finance, a subsidiary of MMFSL, provides cost-effective and flexible home loans to a wide base of customers in rural and semi-urban India. Providing loans for home construction, purchase, extension and improvement, we make sure that our customers’ basic need of shelter is met for expediently.

Home Loans available for:

Home Construction:

Upon a land you have purchased or are planning to purchase, we will finance the construction cost of the house or the construction cost plus the purchase value of the land.

Home Purchase:

Our finances are also available for the purchase of your permanent house, with valid building approvals. This could be a bungalow, row house etc. or even a flat. The property being financed could be ready for occupation, under construction or could even be a second sale.

What will NOT be financed:

• Temporary structures or any structure not having the requisite approvals
• Loans for commercial properties
• Loans against property i.e. wherein a person owns a house and is mortgaging it to raise finance for some other use

Home Extension:

If you’re planning to increase the floor or ceiling space or are planning to add rooms to your house, our home loans will be made available.

Home Improvement:

For all expenditures related to the refurbishment of your house, such as changing the flooring, etc., our home loans will be made available.